Financial inclusion, delivered on the ground.
Kiosk banking, Cash@POS terminals, government scheme enrolment and the field technology that keeps the network accountable.
What you can do at a Parsh service point
Everything below happens in the village, at the counter, usually in a single visit.
Open a bank account
A new savings account, opened in the village with your fingerprint and Aadhaar. No branch visit.
PMJDY · biometric eKYC
Deposit and withdraw cash
Put money in or take it out at the service point, with a printed receipt for every transaction.
AEPS · micro-deposit
Send money to family
Transfer to any bank account in India — to a son working in another state, or back home.
Fund transfer
Check your balance and passbook
Balance enquiry and a mini statement on the spot, and your passbook updated while you wait.
Balance · mini statement
Join a government scheme
Enrol in life cover, accident cover or a pension scheme, and have the forms completed with you.
PMJJBY · PMSBY · APY
Take cash out at a shop
Withdraw cash on your debit card at a participating merchant terminal in the local market.
SBI Cash@POS
Government schemes, enrolled in the village
Every scheme below can be joined at a Parsh service point. The operator checks eligibility and completes the form with you — ask them for the current premium and cover.
A basic savings account with no minimum balance requirement, plus a RuPay debit card.
Life cover for account holders, renewed each year and paid by auto-debit.
Accidental death and disability cover, renewed each year at a nominal premium.
A guaranteed monthly pension from the age of sixty, contributed to over your working life.
What we run for partner banks and departments
India's banking infrastructure already reaches most of the country on paper. The gap is operational: someone has to staff the counter, supervise it, move the cash and answer for the record. That is the work Parsh takes on — currently across 455 counters mapped to 260 partner branches.
A Cash@POS terminal in a rural market.
Business Correspondent operations
Recruitment, training, certification and day-to-day supervision of kiosk operators, with cash management and settlement discipline at each counter.
- Biometric (AEPS) transaction handling
- Account opening and eKYC at the counter
- Cash logistics and float management
- Operator certification and refresher training
Cash@POS deployment
Merchant point-of-sale terminals placed in rural markets, enabling card-based cash withdrawal where a kiosk counter is not viable.
- Terminal deployment and merchant onboarding
- Encrypted, certified hardware
- Settlement reconciliation
- Field servicing and replacement
Field technology, built in-house
The trust writes and operates the software that runs its own network, rather than buying a dashboard and hoping it matches the ground.
- Five-tier hierarchy and permissions engine
- Agent session and activity tracking
- Target setting with rollup to every tier
- Audit logging and exportable records
e-Governance & BFSI delivery
Programme management for government and financial-sector initiatives, delivered with system-integrator partners for hardware and platform work.
- Programme and vendor management
- System-integrator partnerships
- Field rollout and change management
- Compliance and reporting
Find the counter nearest your village.
Search 455 open service points by village, block or district — or call us and we will look it up with you.